Cars For a Cure – Donating Your Car to American Cancer Society

Have you ever thought about donating your car to charity? The benefits of charitable car donation are pretty obvious, but with so many charities, which cause do you contribute to? One of the major charitable causes that you can turn your old clunker over to to benefit others is cancer car donation. Some of the biggest organizations contribute the funds they receive from selling scrap car parts to over to help cure various forms, such as breast cancer and lung cancer.

Cars For A Cure Program

The American Cancer Society is a reputable charitable organization where you can trade in your old car as part of the Cars for a Cure Program. Cancer – in its various form – affects millions of Americans each year and there are practically very few families that haven’t been affecting by losing a loved one to this disease. Making a donation means that you’re doing your part in “paying it forward” to save a life.

Donating to Cars for a Cure is not only free, but your donation is also tax deductible. The American Cancer Society uses the proceeds from teach sale for funding for cancer research, education, advocacy and patient services programs. Not only can you donate your old vehicle, but this organization also accepts trucks, motorcycles, RVs, trailers, or even boats. In order to donate, you can head straight to the official American Cancer Society website, fill in your information, and arrangements are made from there to have your vehicle picked up from your home for free. Official instructions and documents are mailed to your home in order to appropriately claim your “gift” for your annual taxes. While some charities accept inoperable vehicles, there are some noted restrictions you need to be aware of before you donate. Your vehicle must have a transferable title, four inflatable tires, and keys that are available to turn over at the time of donation.

Be aware that the law places limits on how much you can claim for tax deduction purposes. Currently the limit you are able to claim is $500 on your taxes. If the gross proceeds from the sale of your vehicle is above $500, you are able to claim that amount. In some cases, the American Cancer Society keeps the vehicle rather than sells it. If this is the case, this organization is required by law to notify you in writing. In most cases, the vehicle is sold, and you will receive an official receipt in the mail listing the gross sale price. Keep this documentation in a safe place because you’ll need it come Tax Time.

Donating a car to charity is definitely a worthwhile cause. There are other companies that can take away your old vehicle for free, but it is definitely worth it to have the satisfaction of knowing that your donation will ultimately help others.



Source by Isaac MacIntosh

What A 3 Day Diet Plan Can Do For You

Life problems are largely due to some deep hidden reasons. Solution to these problems is so often not a quick fix. A fast diet plan might be able to solve your weight loss issues but you will have to understand the benefits and the side effects.

Our growth and development requires change. To lose weight effectively, you will have to make some healthy changes in your lifestyle. In this article, I want to discuss the benefits of using a 3 day diet plan. Before, you start working on your 3 day diet plan it is important to remember:

“Quick results require quick and efficient actions.”

3 years ago, I was trying to lose weight. I made a 6-month plan to get off 20 pounds. It was an easy goal. I did not have to work hard. Time was passing quickly and with each passing day, I was busy with my routine life.

I was unable to keep track of my goals and I must admit this is my greatest weakness. I did not join any gym, so there was no one to motivate me and keep me on weight loss tracks. I was against fast weight loss methods. I considered them impossible.

Well friends!

That was my thought. If you are like me, than change your mind at once. Because, I just lost 3 pounds. Quick relief requires quick changes.

Here is a list of benefits; you will get from following a 3-day diet plan:

  1. A short time period of 3 days is standing between you and your IDEAL body weight.
  2. You have to be quick and efficient. It is only 3 days. You cannot waste much time.
  3. For 3 days, you will become regular with your meals and exercise plans.
  4. Majority of people consume fewer calories in 3-day period. That is why weight loss is evident in such cases. You can easily lose 2 to 3 pounds in 2 days.
  5. If you are persistent, you can have the moment going on. You lost 2 pounds in 3 days. That is GOOD, How about losing 1 pound in next 3 days. Do not try to lose more than 5 pounds in a month. Please consult your physician before making such decisions.
  6. This diet plan will put you on a fast and focused track. When you have a definite plan of action, it is much easier to achieve your goals.

Before, following any diet plan please consult your doctor. What is good for one person might be harmful for you. Information provided in this article is only for educational purposes.

Thanks for reading!

Types of Insurance Agents: A Basic Guide

There are many times in your life when you’ll need to purchase insurance. Some of those times are fairly straightforward, and you can easily compare plans on your own and make an informed decision. However, there are also times when choosing the right plan, or even finding out what types of plans are available are not so clear-cut. For example, when you’re buying insurance for your small business, when you’re buying house insurance, or when you’re buying life insurance, you are making some very important decisions about a very complex topic.

When you are shopping for insurance that could impact your life in such a serious way, it’s a good idea to find an insurance agent to help you decide on a policy that’s right for you. There are three basic types of insurance professionals who can be of assistance:

Independent Insurance Agent

An independent insurance agent is an agent that is not in the employ of a single insurance company. Typically, the agent will work with a select number of companies, helping clients to choose policies from one of them. This can be helpful because different insurance company’s policies may have different strengths and weaknesses, with which the agent is familiar. An independent agent is a good option if you’re not sure which company you want to go to, but you know that the price ranges and coverages they offer will be comparable to one another. In essence, you just need the agent to make sure you’re getting the best deal.

Captive Insurance Agent

A captive insurance agent is one which works only for one specific company. Obviously, this type of agent is the right choice when you already know you want a policy from that insurance company. These agents will help you to compare different policies to determine which coverage and price point are right for you. They’ll just be policies from the same company, that’s all. Sometimes clients already hold one type of insurance with a particular company, and prefer to buy new policies from the same company.

Insurance Broker

Insurance brokers aren’t agents in that they do not directly sell policies. Working with insurance brokers is typically reserved for the most complex insurance needs. Insurance brokers contact agents from many different insurance companies to determine what policies are available, how much they cost, and what type of coverage you can hope to receive. An insurance broker may even negotiate with insurance agents to bring the price down.

Another reason you may wish to use an insurance broker is if you want a highly customized insurance policy. If you’re looking for an insurance agency that has policies which can be tailored to your exact needs, an insurance broker could be a helpful resource. However, more and more insurance agencies are recognizing that there is a large demand for personalized policies. As a result, you may find an agency which offers such policies relatively easily, wherever you are.

Detox Diet Food Do’s and Don’ts

If you’re planning a brief detox diet, you’ll want to make sure you eat the foods that increase your chances of success and avoid the foods that will hurt your efforts. Here is a list of the best and worst foods to eat while you’re on the diet.

Best Detox Diet Foods

  • Fruit: You can eat any fruit including fresh, frozen, dried or canned in natural fruit juice. This includes apples, bananas, pears, oranges, grapefruit, satsumas, sultanas, raisins, pineapple, mango, kiwi fruit, strawberries, raspberries, blackcurrants, nectarines, peaches, and melons.
  • Fruit juice: Either make homemade fruit juices or smoothies from fresh fruit, or drink ready-made juices. Make sure ready-made juices are labelled as pure or unsweetened.
  • Vegetables: Eat any vegetables including fresh, frozen or canned in water (without salt added). This includes carrots, onions, turnip, swede, sprouts, cabbage, peppers, mushrooms, corn, peppers, leeks, broccoli, cauliflower, salad, tomatoes, and cucumber.
  • Beans and lentils: Eat any beans, including those that have been dried or canned in water. This includes red kidney, haricot, cannellini, butter, black eye, pinto, red lentils, green lentils and brown lentils.
  • Potatoes: Eat all types
  • Brown rice and rice noodles
  • Rye crackers and rice cakes
  • Fresh fish: Eat any fresh fish including cod, mackerel, salmon, lobster, crab, trout, haddock, tuna, prawns, Dover sole, red mullet, halibut, lemon sole, monkfish, and swordfish. You can eat canned salmon and tuna in water.
  • Unsalted nuts: Eat any, including Brazil, peanuts, almonds, cashew, hazel nuts, macadamia, pecans, pine nuts, pistachio, and walnuts
  • Unsalted seeds: Eat any, including sunflower and pumpkin.
  • Plain popcorn: Eat without sugar or salt
  • Live natural yogurt
  • Extra virgin olive oil and balsamic vinegar
  • Garlic, ginger and fresh herbs
  • Ground black pepper
  • Honey
  • Water: Drink at least eight ounces of tap or mineral water a day.
  • Herbal or fruit teas

Foods to Avoid During Your Detox

  • Red meat, chicken, turkey, and meat products such as sausages, burgers, and pate
  • Milk, cheese, eggs, cream
  • Butter and margarine
  • Any food that contains wheat including bread, croissants, cereals, cakes, pies, pastry, quiche, or battered and breadcrumbed foods
  • Salted nuts
  • Chocolate, candy, jam and sugar
  • Processed foods, and ready-made meals and sauces
  • Alcohol
  • Coffee and tea
  • Sauces, pickles, store-bought salad dressing, and mayonnaise
  • Salt
  • Carbonated drinks, both sugar and diet

Now that you know the dos and donts of detox diet foods, you’re halfway to success!

2 Weeks Diet Plan

Statistics show that approximately 45 million Americans go on a diet

each year. In fact, most of them make an average of four to six dieting

attempts annually. This implies that their first three dieting trials often

fail. Ideally, dieting can be a puzzling process. It can take a toll on your

self-esteem. This is why most people quickly get demotivated and end up

ditching dieting for good.

If you’re currently battling with dieting and about

to throw in the towel, then maybe there are some things you’re overlooking.

Here are the top four reasons why most dieting attempts fail time and again.

·Impracticable and Unreasonable

Calorie Intake

Calorie budget is paramount and should be the first consideration to

keep in mind. Calories are a measure of the amount of energy in the food you

eat. If you’re putting yourself in starvation mode, then you’re hurting your

dieting efforts. When you consume very little food, your body virtually shuts

down to save fuel. This places you in a fat loss plateau. Though it is prudent

to lower your overall calorie intake, consider doing so in a manner that

doesn’t hurt your metabolism.

·Ignoring Filling Nutrients

Proteins and fiber are the recommended satiety-boosting nutrients

for dieters. Proteins break down at a slow pace thus giving the body a

long-lasting satiety. This helps to curb emotional eating and cravings.

Combining proteins with fiber from vegetables and fresh fruits can potentially

slow down digestion and cut down food cravings. Even though most crash diet

plans recommend vegetables, they discourage fruits. They also come with very

few proteins. If you want to hasten your dieting results, then make these two

essential satiety nutrients a focus in your diet plan.

·Unrealistic Meal Prep

A meal prep that takes an hour isn’t realistic. If your meal

preparation takes an hour or more, then that might be one of the top reasons

your dieting efforts fail. A basic easy-to-implement meal prep is ideal. A plan

that takes hours can steal your free time. Find a meal prep that matches your

lifestyle then get accustomed to it.

·Long-Term Aspect

A great diet plan considers the long-term aspect. However, a diet

plan that spans for several months can quickly discourage you. It’s great to

find a diet plan that comes with a specified deadline preferably two

weeks. It should not be too short

because dieting requires patience.

Even though dieting can be hard, carrying those extra pounds is even

harder. The recommended dieting time should be two weeks. A 2-Week Diet gives

you an outstanding foundation and motivation for a successful fat-burning

journey.

To harness the powerful psychology behind The 2 Week Diet, check it out here:

https://longfitnesslife.com/2weekdiet

Insurance Claim Supplements – How to Submit Claim Supplements

A claim supplement is a claim for additional repair or replacement costs. Supplements are commonplace in the claims process. However, if you are a policyholder unaware of your policy rights, you could be walking away from hundreds or thousands of dollars that you are entitled to collect.

Claim supplements usually occur after a policyholder submits a claim, gets paid and gets the repairs or replacements completed. Then, additional damage is discovered some time later.

Many people erroneously think that, once the claim is closed, it cannot be re-opened. And, insurance companies and their adjusters usually don’t rush to tell you how to submit a claim supplement. So, what to do? Let’s look at car insurance claims and property insurance claims.

For any kind of supplemental claim, you must contact your insurance company and give them your original claim number. The best way to notify the company is in writing, sent Certified Mail. That way, you’ll know who signed for the letter. The insurer will have to re-open the claim. You might get the same adjuster as before, but maybe not.

Car Insurance Supplemental Claims

Lots of supplements happen when cars are getting repaired. Many times, hidden damages are discovered when the body shop begins dismantling the car. So, while the insurance company may have issued payment to the body shop from the original repair estimate, they will issue a second check for the supplemental repairs. Happens all the time, no big deal.

However, sometimes post-repair problems don’t show up right away. A good example is the Air Conditioning system. If you have a car wreck in July, you might not notice that your heater is malfunctioning until fall or winter. But when any damages are discovered that can be directly related to the original insured loss, you can submit a supplement. Simply document the damages and their cause and send the supplement to the insurance company. No additional deductible is assessed, since you already paid it once.

Property Insurance Supplemental Claims

Homeowners, Renters or Business insurance claims can find a need for a supplemental claim for some of the same reasons found in car insurance claims. Seasonal issues can bring up damages related to the original loss. But, some other issues might present themselves. You may have an expert’s report that shows additional damage attributable to the original loss. Your contractor may have found hidden damage that must be repaired. In any event, carefully document your claim and submit it to the insurance company.

Be sure that you are collecting all the money you are entitled to collect. Use supplemental claims whenever your claim requires it.

If you have experienced a property loss, whether fire, wind, flood or other, you need to know winning insurance claim strategies. The insurance company will not tell you the claims process, but I will. I will show you how to take control of your insurance claim, and add hundreds or even thousands more dollars to your claim settlement. For more information, go to the website listed below.

How to Diet Food Review – Apples, Tuna and Celery

If you are interested in getting Six Pack Abs, you may have heard talk about the Six Pack Abs Diet. I can almost guarantee you haven’t heard everything though. In fact, if you read the rest of this Six Pack Abs Diet review, you’ll discover three features almost nobody is talking about…yet…

Apples

Apples are filled with low amounts of various vitamins and minerals. A mineral called boron exists in apples which helps to strengthen bones. People who eat this how to diet food regularly cut their risk of lung cancer in half. Apples reduce a little the amount of LDL cholesterol in your body. The apple skin, as most skins of fruits and vegetables, are where most of the nutrients are contained. This makes sense because this is where the sun shines on them. Apples also lower blood sugars, which helps to prevent type 2 diabetes.

Tuna

Tuna contains Omega-3 fatty acids, these acids promote brain development and a host of other tasks. Blood clots can be reduced or prevented by eating Tuna, an effective how to diet food. Tuna can prevent dry eye syndrome, while this may not be as serious as other conditions, it can be very convenient to remove. Mercury is a serious problem that inflicts tuna because of man-made reasons. In most cases, with exception to pregnant women and children; do not eat more than one can of white albacore tuna every nine days, and chunk light tuna every three days.

Celery

Celery is a good vegetable if you have eaten too much fat and you need some natural medicine. It is high in vitamin C and has nutrients that helps prevent against basic ailments. It is a good how to diet food to add with peanut butter; both complement each other to make two good foods great. Celery contains a low amount of lots of vitamins and minerals. Fiber and roughage is in great quantities here, and so is natural water. In fact there is so much water in celery that for every one unit of pure vegetable, there are twenty units of water.

6 Steps To A Personally, Successful, Diet Plan

Different individuals need differing approaches, to the best approach, for them, personally, in terms of their diet, and exercise programs! It requires a thorough approach, and consideration, and a realization, although, proponents of certain programs, proclaim, they are best, there is no such thing, as a one – size – fits – all, approach. If you wish, or need to, lose weight, either for health/ medical reasons, or for personal ones, it may be wise, to proceed, using this 5 – step, approach, to proceeding, With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, what these steps are, and, hopefully, benefit you.

1. Short – term goals: Do you know, the best way to eat an elephant? One bite, at a time! To apply this, although, you may wish to lose a significant amount, over the longer – term, it makes lots of sense, to, break this into steps, and short – term, weight – loss goals. This helps one, consider, their progress towards their longer – term aspirations, and what they believe, is needed, and necessary.

2. Intermediate – term: The first month, or two, is generally, a good, short – term, period, and, the intermediate – term, may be, somewhere in the three, to six – months, period, dependent on their overall goals, self – confidence, personal attitude, etc.

3. Longer – term: When you determine, the total amount of weight, you hope to lose, it is smart, to select, a time – period, to achieve this. Perhaps, it’s related to a specific event, or, based on how much weight, you want, or need to lose! It may also, depend, on, whether this, is being done, because of medical recommendation, etc.

4. Commitment, and discipline: Whichever, technique, or plan, or combination of plans, you decide to use, it will only be successful, and provide, the most desirable results, if you maintain considerable commitment, and maintain the discipline, to follow – through! Which diet – plan, you choose, should depend on several factors, but, initially, you should evaluate, what you will have to do, and determine, which one, might best serve your needs, and personality, etc!

5. Gauge success: Once one, has successfully pursued, the previous, four – steps, it is important to gauge your success, and, realize, it is also, necessary to keep those pounds off. How will you commit, to ensure, you don’t become, a, yo – yo, and continuously, lose, and gain weight, which becomes frustrating, and discouraging!

Your health options, are, always, up to you! Are you prepared, to take the personal responsibility, needed, and necessary?

7 Ways To Spend Less On Your Home Insurance Policy

Property is a prized possession, and to safeguard it from unexpected damages in the event of fire, flood, earthquake, etc. getting a home insurance is always necessary. However, if your existing health policy is exhausting your monthly income, listed below are a few sure shot ways with which you can control your home insurance costs:

1. Shop around: The decision of buying a home insurance policy should not be taken in haste. Instead, you must explore and make a list of insurance policies that are being offered by various insurance providers. You may also get insurance quotes online to estimate the costs of different policies. Choose a reliable company from which you can buy the comprehensive home insurance plan that suits your needs, and of course, your budget.

2. Increase your deductibles: Deductibles is the fraction of the claim that you have to pay before your insurer pays the claim as per the terms of the policy. The higher the deductibles you set, the lower premiums you will have to pay every month. However, you must set the deductibles as high you can afford.

3. Locate intelligently: Purchase the property in a strategic location but make sure that it is based away from the damage-prone areas. Reason being, if you live in a disaster-prone areas where flood, storm or earthquakes are a common occurrence, there are chances that your home insurance policy may have a separate deductible for such kind of damages.

4. Avoid making small claims: This is the most common mistake that many people make. You exhaust your policy in small claims thus leaving no room for bigger loss protection. Rather it is advised to deal with smaller issues on your own and keep this policy to protect your home from bigger catastrophic losses.

5. Improve home security: To avoid getting your home damaged from little mishaps, it is suggested to increase the security in your home by installing devices like smoke detectors, burglar alarm, etc.

6. Merge Policies with one Insurer: Just like you pool your internet, phone, and TV package, you can also merge your insurance policies with one insurer. Buy your health insurance, homeowners, life, and auto insurance plan from one insurance company and come out cheaper by bundling these insurance products together. You may also buy policies in a package that is less expensive as compared to single policies. It also liberates you from the trouble of policy renewal.

7. Eliminate Unnecessary Coverage: Don’t buy the coverage you don’t need. Like earthquake coverage is often unnecessary in most zones, don’t include jewelry if it is at a catchpenny price etc. Also exclude a land value from your policy. Covering land on which your house is constructed is simply of no use as it is unlikely that your land will be stolen or burnt is fire. So to save big, insure the value of your home only.

There are many insurance providers who offer age and profession discounts as well. Some times there certain discounts for retirees and people with good credit rating. Never eliminate the coverage that is important just to save your money as spending extra on important services will benefit you in the long run.

The Banting Diet Food List – What Can You Eat When Banting?

If you haven’t yet heard of Banting, it is one of the latest diets condoning a low carbohydrate and high fat lifestyle. The hardest part of any diet is knowing what you can and can’t eat. which is why we have put together The Banting Diet Food List. This list categorises all of the foods that you can eat and those that you should avoid when “Banting”.

So, what is Banting?

Banting is the name of one of the latest diets focussing on low carbohydrate and high fat foods as a way to sustain normal blood sugar and insulin levels, and in so doing, losing weight and regaining health and energy. The diet was named after William Banting, who in 1863 popularised a similar diet and had much success transforming himself from an obese unhealthy undertaker to a lean energetic one!

The Banting Diet focusses on cutting out all refined carbohydrates, sugars and processed food and rather focussing on natural (and organic or free-range where possible) ingredients. You are allowed meat, vegetables, fats, nuts and dairy, but should limit the amount of sugary fruit and starchy vegetables. Anything that is processed or has preservatives, sugar and simple carbohydrates is completely off the menu.

People following this diet are recommended to eat a maximum of 25g – 50g of net carbohydrates (net carbs) per day. Net carbs being the total carbohydrates minus dietary fibre and sugar alcohols – the reason this is deducted from the total carbohydrates measure is because the fibre and sugar alcohols do not have an impact on blood sugar levels. The blood sugar levels in turn increase the level of insulin in the blood, which is the main cause for the body to store unhealthy fat.

To make it easier for people starting this diet, the foods are placed into three lists: The Green List; The Orange List and The Red List.

The Green List

The Green List foods are those that you can eat freely and daily. The foods on this list contain between 0g – 5g of net carbohydrates (net carbs) per 100g.

  • All fresh unprocessed animal protein (incl. seafood)
  • Naturally cured meat and sausages
  • Eggs
  • Sweeteners (only Erythritol, Xylitol and Stevia are allowed)
  • Unsweetened Full fat and full cream dairy products (e.g. double cream yoghurt, cheese)
  • Coconut Cream, Milk and Water
  • Black Coffee and Teas
  • Animal Fat and Lard
  • Butter
  • Oils (such as Olive, Coconut Avocado)
  • Nuts and Nut Butters (except those on Orange List)
  • Seeds and Seed Butters
  • Vegetables (except those on Orange and Red Lists)
  • All condiments that are naturally produced and are not sweetened

The Orange List

These are the foods that should be enjoyed only occasionally because the net carb content ranges between 6g to 25g per 100g serving.

  • These vegetables: Butternut Squash, Parsnips, Peas, Sweet Potato
  • These Nuts: Cashews, Chestnuts
  • Dry wine and unsweetened spirits (e.g. Vodka, Brandy)
  • Dark Chocolate (70-90% only)
  • All Fruit (fresh not dried)

The Red List

The Red List are those foods or food products that should be avoided altogether. This is because they either have a very high carbohydrate or sugar content, or the include ingredients that are toxic to the body (such as preservatives, additives, artificial sweeteners or seed oils).

  • Dried Fruit (incl. prunes and raisins)
  • Legumes
  • Potato
  • Corn
  • All baked goods and confectionary
  • All processed and sweetened dairy
  • Rice Milk and Soy Milk
  • Beer & Cider
  • All Fizzy drinks (incl. diet drinks)
  • Sports and energy drinks
  • All fruit juice
  • Crumbed and battered foods
  • Popcorn
  • All grains (e.g. Rice and couscous)
  • All pasta
  • All bread
  • Sweetened and processed sauces and spreads (e.g. Peanut Butter)
  • All sugar and sugar derivatives (e.g. maple syrup, honey, fructose)
  • All processed meat products including vegetarian soy products